We recommend pet insurance for all of your furry family members. Pet insurance empowers you to provide the very best care for your pet without worrying about how much it costs. Most pet insurance is reimbursement based, meaning that you pay the hospital up front then submit your invoice for the insurance company to reimburse you.
"When is a good time to buy pet insurance?" Now!
Today is the best time to buy insurance because the prices tend to increase as they age (just like with people). There are lots of different companies with different premiums, deductibles, what the insurance covers (only emergencies, vs. emergencies and illnesses, or some will cover routine vet care like annual exams, vaccines, and dental cleaning). A few companies that we have either used for our own pets or have heard good things about from other customers/pet owners are Trupanion, Embrace, and PetPlan, but there are definitely lots of options.
It does take some researching and you'll have to read the fine print about what they consider "pre-existing" conditions. But, there is no time like the present to get your best friend insured to help with future veterinary expenses!
Pet Insurance University is a helpful site run by an independent veterinarian, that can answer a lot of questions you may have about pet insurance and help you get started looking at different policies and compa